COLUMBUS, Ga., April 3, 2018 /PRNewswire/ — Aflac Incorporated (NYSE: AFL) announced today that J. Todd Daniels has been named executive vice president and principal financial officer of Aflac Japan, reporting to Masatoshi Koide, president and representative director of Aflac Life Insurance Japan Ltd. In his new role, Daniels is based in Tokyo and responsible for overseeing the financial, actuarial and risk management practices of Aflac Life Insurance Japan Ltd. in coordination with Aflac Incorporated Executive Vice President and Chief Financial Officer Frederick J. Crawford.  

Daniels joined Aflac in 2002 as an actuarial assistant and has been promoted to positons of increasing responsibility since that time. He was promoted to vice president, Financial Planning and Analysis in 2011, where he assumed responsibility for Aflac’s financial planning and corporate modeling. In 2012, he was promoted to senior vice president; deputy corporate actuary, and he assumed the responsibilities of global chief risk officer in January 2014 and the additional role of chief actuary in November 2015. He was promoted to executive vice president; global chief risk officer and chief actuary of Aflac Incorporated in 2016. Prior to joining Aflac, he worked as an actuary for Liberty National Life Insurance Company. Daniels earned a bachelor’s degree in applied mathematics from Auburn University. He is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries.

President and Representative Director of Aflac Life Insurance Japan Ltd. Masatoshi Koide commented: «Todd has been instrumental in his current capacity, working closely with our financial team in Japan in guiding our risk management, capital and actuarial activities, while supporting our product development activities. As we move toward realizing our Vision 2024 plans, this is an essential time to reinforce the financial and risk management leadership of Aflac Japan to help ensure the realization of our growth, capital and overall financial strength objectives.»   

Aflac Incorporated also announced today that Albert A. Riggieri has been named senior vice president, global chief risk officer and chief actuary, Aflac Incorporated, reporting to Aflac Incorporated Executive Vice President and Chief Financial Officer Frederick J. Crawford. Riggieri is responsible for global enterprise risk management and corporate actuarial functions as well as leading the development and implementation of global risk programs and strategic actuarial initiatives.

Riggieri joined Aflac in 2016 in the role of senior vice president; corporate actuary with responsibility for corporate actuarial initiatives in the areas of valuation, reinsurance, systems development and support of strategic initiatives and overall financial management matters, in addition to all actuarial financial reporting activities. Prior to joining Aflac, he held various actuarial positions of increasing responsibility at Unum Group, where he most recently held the position of senior vice president; chief actuary. Riggieri has been involved with and made various contributions to industry actuarial committees. He received his Bachelor of Science degree in mathematics from Worcester Polytechnic Institute, where he served as an adjunct professor teaching actuarial exam preparation courses. He is also a Fellow of the Society of Actuaries and member of the American Academy of Actuaries.

Commenting on both announcements, Aflac Incorporated Executive Vice President and Chief Financial Officer Frederick J. Crawford commented: «Todd’s new principal financial role comes at an important time in the history of Aflac Japan as we converted the branch to a subsidiary and seek to invest in new growth initiatives while optimizing our capital structure. We are fortunate in having hired Al Riggieri, who has quickly added value to our risk and actuarial efforts and has deep subject matter expertise with more than 35 years of actuarial and risk management experience. I look forward to both Todd and Al providing continued strong leadership and building on Aflac’s key financial and strategic initiatives to drive long-term shareholder value.»    

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than six decades, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the leader in voluntary insurance sales at the worksite. Through its trailblazing One Day Pay(SM) initiative, Aflac U.S. can receive, process, approve and disburse payment for eligible claims in one business day. In Japan, Aflac is the leading provider of medical and cancer insurance and insures 1 in 4 households. Aflac insurance products help provide protection to more than 50 million people worldwide. For 12 consecutive years, Aflac has been recognized by Ethisphere as one of the World’s Most Ethical Companies. In 2018, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work for in America for the 20th consecutive year and included Aflac on its list of World’s Most Admired Companies for the 17th time. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac and One Day Pay(SM), visit or

The Private Securities Litigation Reform Act of 1995 provides a «safe harbor» to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. The company desires to take advantage of these provisions. This report contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by company officials in communications with the financial community and contained in documents filed with the Securities and Exchange Commission (SEC). Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as «expect,» «anticipate,» «believe,» «goal,» «objective,» «may,» «should,» «estimate,» «intends,» «projects,» «will,» «assumes,» «potential,» «target», «outlook» or similar words as well as specific projections of future results, generally qualify as forward-looking. Aflac undertakes no obligation to update such forward-looking statements.

The company cautions readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to differ materially from those contemplated by the forward-looking statements: difficult conditions in global capital markets and the economy; exposure to significant interest rate risk; concentration of business in Japan; foreign currency fluctuations in the yen/dollar exchange rate; failure to execute or implement the conversion of the Japan branch to a legal subsidiary; limited availability of acceptable yen-denominated investments; deviations in actual experience from pricing and reserving assumptions; ability to continue to develop and implement improvements in information technology systems; governmental actions for the purpose of stabilizing the financial markets; interruption in telecommunication, information technology and other operational systems, or a failure to maintain the security, confidentiality or privacy of sensitive data residing on such systems; ongoing changes in the Company’s industry; failure to comply with restrictions on patient privacy and information security; extensive regulation and changes in law or regulation by governmental authorities; defaults and credit downgrades of investments; ability to attract and retain qualified sales associates and employees; decline in creditworthiness of other financial institutions; subsidiaries’ ability to pay dividends to Aflac Incorporated; decreases in the Company’s financial strength or debt ratings; inherent limitations to risk management policies and procedures; concentration of the Company’s investments in any particular single-issuer or sector; differing judgments applied to investment valuations; ability to effectively manage key executive succession; significant valuation judgments in determination of amount of impairments taken on the Company’s investments; catastrophic events including, but not necessarily limited to, epidemics, pandemics, tornadoes, hurricanes, earthquakes, tsunamis, war or other military action, terrorism or other acts of violence, and damage incidental to such events; changes in U.S. and/or Japanese accounting standards; loss of consumer trust resulting from events external to the Company’s operations; increased expenses and reduced profitability resulting from changes in assumptions for pension and other postretirement benefit plans; level and outcome of litigation; and failure of internal controls or corporate governance policies and procedures.

Aflac Logo. (PRNewsFoto/Aflac)

Analyst and investor contact – David A. Young, 706.596.3264 or 800.235.2667; FAX: 706.324.6330 or [email protected]

Media contact – Catherine H. Blades, 706.596.3014; FAX: 706.320.2288 or [email protected]

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SOURCE Aflac Incorporated